American Credit® Announces $493,500 Commercial Real Estate Funding in Long Island, NY

American Credit, a leading asset-based lender, has proudly facilitated a substantial $493,500 commercial real estate (CRE) funding for a Long Island, New York-based company. This no ratio refinance program underscores our expertise and commitment to providing comprehensive real estate financial solutions that serve the diverse needs of our clients.

This successful funding exemplifies our tailored approach to CRE loans, ensuring businesses can maximize their property investments with favorable terms. Our offerings extend beyond conventional lending with programs like the innovative 2nd Mortgage Loan Program, designed to offer businesses the flexibility to access their real estate equity without a full refinance.

Key features of our 2nd Mortgage Loan Program include:

• Loan-to-Value (LTV) up to 65%: We provide second mortgage loans up to 65% LTV, offering substantial capital against the value of your property.
• Subordination Options: Our program allows us to go behind your current mortgage, giving you the financial leeway you need.
• Loan Amounts Ranging from $100K to $1 Million: Catering to both small and large capital requirements, our loans are designed to accommodate your specific needs.
• Terms up to 5-Years: We offer flexible terms, giving you ample time to improve your financial position or plan for a more conventional refinance.
• Versatile Use of Funds: Whether it's a 'bridge' to future refinancing options or other business ventures, you have the freedom to use the capital as you see fit.
• Credit Flexibility: Perfect credit is not a prerequisite. We understand the complexities of financial histories and work with you to secure funding.

American Credit is dedicated to unlocking the potential within your commercial, personal, or investment real estate through our comprehensive loan programs. Our recent funding in Long Island is a testament to our agility and the effectiveness of our financial products in facilitating business growth and stability.

We invite you to explore how our CRE loans and 2nd Mortgage Loan Program can support your aspirations and provide a solid foundation for your future endeavors.

To learn more about our innovative lending solutions and how they can benefit your business, visit American Credit or connect with us at 855-914-0188.

Dr. Lei Li, PhD, CFA

Founder and CEO

American Credit, Inc.

2100 Geng Road, Suite 210

Palo Alto, CA 94303