What if you could significantly reduce your operating costs? Then imagine if you could attract a new wave of environmentally
American Credit® helped a Georgia-based wholesale food company secure an unsecured term loan with no prepayment penalty. Challenges: The client
American Credit® helped a Maryland-based landscaping company secure two John Deere tractors for their business. Challenges: Credit score and volatile
Asset-based lending relies on collateral value. Understand how orderly liquidation value, forced liquidation value, and fair market value differ. Tips to optimize equipment collateral through maintenance, customization, upgrades, and maximizing demand can help secure top loan amounts and terms.
Two fundamental elements underwriters assess are the borrower's willingness and ability to repay. Willingness to repay typically hinges on the borrower's credit history and profile. Ability to repay is assessed by examining the business's financial health and potential collateral.
Advantages of MCA include: speed and accessibility, ease of application, flexible payment structure, and no collateral requirement. The potential downsides are: high costs, cash flow impact, risk of debt cycle, and personal liability.
Current economic challenges include upcoming economic downturn, persistent inflation, budget deficit, and looming banking crisis. Businesses must navigate these challenges by exploring alternative lending, utilizing assets, improving credit profiles, and considering innovative capital sources.
Unlock liquidity in your investment portfolio without selling with Securities-Based Lending: Explore how Stock Loans provide an efficient way to access without triggering tax consequences.
The essential difference between factoring and accounts receivable (AR) financing lies in the handling of invoices. Factoring involves purchasing your
Are invoice factoring and account receivable financing the same thing? While the two terms often appear interchangeably, they represent different
Applying for business equipment financing or a small business loan, whether it's through direct purchase (EFA) or equipment leasing, you
If you're planning to bolster your business productivity by adding new equipment, equipment financing provides an economical alternative to direct
Small businesses are greatly affected by their clients' payment speed. When clients are slow-paying, these businesses might struggle to cover
An asset-based loan is a certain kind of business financing that is secured by the company assets. Many of the
Managing cash flow is a persistent hurdle for businesses, and acquiring external funds typically addresses two major needs: business expansion
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