Whether you have a construction company, used car dealership, dental office, welding shop
or virtually any other business, we support you in spirit and practice. Our platform evaluates your business based on its real-life performance, not just your credit score—enabling us to offer you funding on a responsible basis at reasonable terms.
We want you to be able to devote time to where it's most profitable
running your business and serving your clientele—instead of chasing business financing. And from the moment you apply for a loan to the end of its term, your American Credit personal assistant is available to support you.
And remember, a less-than-prime credit score is OK.
The American Credit lending platform allows us take into account more than your credit score. Which means a moderate score doesn’t disqualify you for an American Credit asset backed loan. See what you can borrow.
Secured loans take up about 1/5 of the size of GDP1. We are a dedicated fintech platform for secured loans.
We started with a simple idea: the secured loan market has to keep pace with the digital age. We believe that small and medium businesses shouldn’t be deprived of the opportunity to enjoy the benefit of a fintech revolution to fuel their companies.
I need to spend my time meeting customers’ expectations, not on lengthy loan applications.
Account Receivable Manager, Lone Star Uniform Services
The dilemma in the current equipment financing market: often financing & purchases are bundled. American Credit’s dedicated fintech platform for secured loans is a solution to that problem.
Dr. Lei Li
American Credit Founder