American Credit® equipment financing
Need equipment finance or other asset-based loans? Try us now. See how we get you the money fast. Get Started
12-72 months terms to fit your needs.
Asset/equipment loan rate is much lower than unsecured loans.
IRS 179 tax benefit or bonus depreciation1.
Loan origination fee, monthly installments all specified clearly.
We know you want to stay focused on your business instead of burdensome applications or worrying about hidden costs. So we do the heavy lifting and bring the fast business loan to you.
Here’s how it works
Complete your application through our mobile app, online, or call us.
American Credit will review your application immediately and make a decision on the same or the next day.
Once the collaterals are qualified, fund reaches client's account within 24 hours.
See our process
Apply 80%-100% for a $50k purchase
$40k-50k to seller lien recorded
Loan paid off lien removed
Banks don’t understand how fleeting opportunities are. With a loan right now, we could upgrade our equipment and easily handle all the new business.
President, South Field Construction Company
Our loan application and approval process are all digital and online. We are open 24/7/365.
We can help you finance up to 100% and $5,000,000 for your business.
Low rates, 12-72 months
Flexible payment terms available
American Credit: the difference you can trust
You work hard. We work hard. We share the same ethic. That’s why we go the extra mile to look at your situation and see if we can help. Unlike some business credit lenders who focus on FICO scores, we look at your business as a whole.