Man next to the truck Man next to the truck

Commercial Truck Financing

Trucking Business Financing & Equipment Loans

NEFA logo
BBBA logo
Google Review

American Credit: Empowering Truckers everyday.

The Trucking Industry is the backbone and lifeblood of the U.S. economy. However, truckers encounter their own set of sudden financial hurdles to overcome, especially in the wake of Covid. You might require the immediate purchase of new or used trucks, sudden funds needed to fix unplanned truck repairs, or costs to make employee payroll. Whatever the issue, American Credit understands truckers and their need for immediate commercial truck financing in an ever-changing world. Read on and see how we help truckers everyday.

Truck with wood Truck with wood

Instant Trucking Equipment Loans

Use your Trucking Equipment Loan to purchase any needed trucking equipment, such as long haul or local haul commercial trucks, box trucks, flat bed trucks, step decks, axle trailers, dry vans, swap loaders, dumpster trucks, hook lifts, bucket trucks sleeper cabs, reefer trucks, yard switchers & more!

American Credit understands the difficulties trucking business owners face. We work with you to understand your unique trucking equipment needs, and then secure quick funding so you can get back to work.

Garbage Truck Garbage Truck

Trucking Working Capital Solutions

Need help meeting employee payroll? Need quick financing due to unexpected trucking maintenance costs or supply chain disruptions? American Credit can fix any short-term or long-term financial difficulties you are facing. Call us to find out what working capital options are available to fix any situation your trucking business faces.

Geared to Your Needs and Your Business

Icon Rates starting as low as 4.5%

Great Fixed-Interest Rates for many industries

Icon Terms from 12 - 84 months

Flexible repayment terms. Choose what works best for your needs.

Icon Loans from $10K - $10M

Different loan amounts for business different needs.

Icon Fully Digital Application

Fast & simple online application. Quick approval decision.

Icon Possible funding in just 48 hours

Once approved, your funds are immediately sent to your bank.

Icon Apply anytime 24/7

Apply from home anytime. Never drive to a bank again.

Commercial Truck Financing - Business Requirements

Minimum loan requirements to expedite approval & secure quick funding.

Working Capital
Credit Score
580 FICO Score
Revenue
$15K a month / $180K a year
Time in Business
1-2 years
Equipment Financing
Credit Score
625 FICO Score
Revenue
$15K a month / $180K a year
Time in Business
1-2 years
Working Capital
Credit Score
580 FICO Score
Revenue
$15K a month / $180K a year
Time in Business
1-2 years
Equipment Financing
Credit Score
625 FICO Score
Revenue
$15K a month / $180K a year
Time in Business
1-2 years
photo Dr. Lei Li, CEO of American Credit, Inc., in blue suit smiling photo Dr. Lei Li, CEO of American Credit, Inc., in blue suit smiling

American Credit: The Difference You Can Trust

Your business is not JUST a business. It’s YOURS. It’s your livelihood. It’s your passion. American Credit completely understands this. We help business owners just like you everyday, by taking a wholistic approach to business financing. Dr. Lei Li, PhD, CFA, & CEO of American Credit, is an Economist who uses his 20+ years of industry experience to help business owners achieve their American Dream: successful business ownership.

Whatever financial situation you’re in, American Credit has your back. Apply for your business loan today!

What our customers say