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Commercial Construction Loans

Construction Business Financing & Equipment Loans

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American Credit: Empowering Construction owners everyday.

You’ve done everything right with your construction business, but then life happens. Whether it be needing quick financing to fund a lucrative sudden project, or immediate funding to meet payroll, we’ve got your back. American Credit understands construction owners and their need for immediate financing in an ever-changing world. Read on and see how we help construction owners everyday.

Construction machine Construction machine

Instant Construction Equipment Loans

Use your Construction Equipment Loan to purchase any needed construction equipment, such as forklifts, excavators, skid steers, track loaders, telehandlers & more! When you talk with our lending experts, you will be speaking to lending experts who are extremely knowledgeable about the construction industry’s pain points.

American Credit understands the difficulties construction business owners face. We work with you to understand your unique construction equipment needs, and then secure quick funding so you can get back to work.

Construction Worker Construction Worker

Construction Working Capital Solutions

Maybe you received a sudden lucrative project, but can’t wait for delayed financing? Or maybe you need to purchase immediate supplies, as well as meet employee payroll? American Credit can fix any short-term or long-term financial difficulties you are facing. Call us to find out what working capital options are available to fix any situation your construction business faces.

Geared to Your Needs and Your Business

Icon Rates starting as low as 4.5%

Great Fixed-Interest Rates for many industries

Icon Terms from 12 - 84 months

Flexible repayment terms. Choose what works best for your needs.

Icon Loans from $10K - $10M

Different loan amounts for business different needs.

Icon Fully Digital Application

Fast & simple online application. Quick approval decision.

Icon Possible funding in just 48 hours

Once approved, your funds are immediately sent to your bank.

Icon Apply anytime 24/7

Apply from home anytime. Never drive to a bank again.

Construction Loan Requirements

Minimum loan requirements to expedite approval & secure quick funding.

Working Capital
Credit Score
580 FICO Score
Revenue
$15K a month / $180K a year
Time in Business
1-2 years
Equipment Financing
Credit Score
625 FICO Score
Revenue
$15K a month / $180K a year
Time in Business
1-2 years
Working Capital
Credit Score
580 FICO Score
Revenue
$15K a month / $180K a year
Time in Business
1-2 years
Equipment Financing
Credit Score
625 FICO Score
Revenue
$15K a month / $180K a year
Time in Business
1-2 years
photo Dr. Lei Li, CEO of American Credit, Inc., in blue suit smiling photo Dr. Lei Li, CEO of American Credit, Inc., in blue suit smiling

American Credit: The Difference You Can Trust

Your business is not JUST a business. It’s YOURS. It’s your livelihood. It’s your passion. American Credit completely understands this. We help business owners just like you everyday, by taking a wholistic approach to business financing. Dr. Lei Li, PhD, CFA, & CEO of American Credit, is an Economist who uses his 20+ years of industry experience to help business owners achieve their American Dream: successful business ownership.

Whatever financial situation you’re in, American Credit has your back. Apply for your business loan today!

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