Farmer Farmer

Farm Loans

Farming Business Financing & Equipment Loans

NEFA logo
BBBA logo
Google Review

American Credit: Empowering Farmers everyday with Farming Business Financing.

Farming is in your blood. It’s what you do. The Farming industry is filled with tough & resilient individuals, however, businesses can only withstand so many hardships & difficulties. Severe labor shortages, access to quality farming equipment, supply chain issues & rising energy prices are just a few of the major issues facing the Farming Industry.

American Credit is committed to serving America’s farmers with quick farming business loans & immediate working capital. Read on and see how American Credit helps farmers just like you get back on their feet and get back to work.

Farming Machine Farming Machine

Instant Farm Equipment Loans

Farmers push their equipment to the limits everyday. The importance of having dependable & reliable farming equipment is undeniable. Anytime you need to replace broken equipment, or scale your business with more brand new farming equipment, we are ready to help.

Use your Farming Equipment loan to purchase tillage equipment such as plows, cultivators, harrows, or planting equipment such as tractors, fertilizer spreaders or harvesters. Business owners also use their farming equipment loan to purchase crop irrigation equipment, agricultural sprayers & monitoring sensors, backhoes, dozers & excavators. Whatever your equipment needs may be, American Credit supports farmers with quick & easy farming business loans.

Farming Workers Farming Workers

Farming Working Capital Solutions

Farming is often unpredictable. Just when business is flourishing, sudden changes in weather can completely ruin everything. Random weather issues, coupled with labor shortages, inflation, and restraining government regulations, are all very real issues that farmers face everyday. In these uncertain times, American Credit provides certainty to help your business survive.

Use your Farming Working Capital Loan to pay employees, invest in new land & technology, and sustain your business during harsh slow seasons. American Credit understands the farming industry. Our lending experts have over 20+ years experience assisting farmers just like you with working capital solutions. Apply for your Farming Business Loan today!

Geared to Your Needs and Your Business

Icon Rates starting as low as 4.5%

Great Fixed-Interest Rates for many industries

Icon Terms from 12 - 84 months

Flexible repayment terms. Choose what works best for your needs.

Icon Loans from $10K - $10M

Different loan amounts for business different needs.

Icon Fully Digital Application

Fast & simple online application. Quick approval decision.

Icon Possible funding in just 48 hours

Once approved, your funds are immediately sent to your bank.

Icon Apply anytime 24/7

Apply from home anytime. Never drive to a bank again.

Farm Loan Requirements

Minimum loan requirements to expedite approval & secure quick funding.

Working Capital
Credit Score
580 FICO Score
Revenue
$15K a month / $180K a year
Time in Business
1-2 years
Equipment Financing
Credit Score
625 FICO Score
Revenue
$15K a month / $180K a year
Time in Business
1-2 years
Working Capital
Credit Score
580 FICO Score
Revenue
$15K a month / $180K a year
Time in Business
1-2 years
Equipment Financing
Credit Score
625 FICO Score
Revenue
$15K a month / $180K a year
Time in Business
1-2 years
photo Dr. Lei Li, CEO of American Credit, Inc., in blue suit smiling photo Dr. Lei Li, CEO of American Credit, Inc., in blue suit smiling

American Credit: The Difference You Can Trust

Your business is not JUST a business. It’s YOURS. It’s your livelihood. It’s your passion. American Credit completely understands this. We help business owners just like you everyday, by taking a wholistic approach to business financing. Dr. Lei Li, PhD, CFA, & CEO of American Credit, is an Economist who uses his 20+ years of industry experience to help business owners achieve their American Dream: successful business ownership.

Whatever financial situation you’re in, American Credit has your back. Apply for your business loan today!

What our customers say