Why partner with American Credit® for business financing?
Get the credit you deserve from a lender you can trust. Get Started
We love what you do. You’ll love how we help
We know you want to stay focused on your business instead of burdensome applications or worrying about hidden costs. So we do the heavy lifting and bring the fast business loan to you.
Credit scores
Less than perfect is OK since we look at your entire business picture—which gives us a better gauge of your success and expands our ability to offer you a loan.
Convenience
This truly is business financing for the 21st Century. Our fusion of technology and financial expertise translates into ease for you - just apply online or via your smartphone using our Apps. Or just give us a call.
Fast funding
Many business lenders offer fast funding but with very high fees. We lend quickly and at much lower rates with asset/equipment or invoices as collateral.
Personal service
A personal assistant is available throughout the financing process. Application, asset/invoice verification, to save you time and help with questions.
Use your funds as you choose
Whether you’re purchasing new/pre-owned equipment, investing in seasonal inventory, looking to cover payroll, smoothing cash flow, hiring staff or doing other things to grow your business and profits, we’re ready to help.
Choose the loan that’s right for you.
Flexibility and control are key to success in any business. And American Credit business financing is designed to give you both. You enjoy:
Flexible loan terms
The Asset-based Equipment loans range from $20,000 to $5M and up to 72 months. The Invoice Financing is up to $2.5M, and is an ideal short-term (30-60 days) solution.
No hidden costs
Zero smoke and mirrors. Fees are clearly specified, rates are fixed and no costs are concealed. What you see is what you get.
Easy management
From accessing funds to making payments and getting support, every option is yours: Visit our site, call for assistance or use our Apps.
Get the app.
We need capital now to expand capacity. But the banks won't loan.
Grace Bentley
Owner, Redwood Holiday Rentals
See our advantages over other lenders
Compare what you receive from American Credit versus traditional banks and other business lenders.