Financial companies choose how they share your financial information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers's personal information; the reasons American Credit, Inc chooses to share; and whether you can limit this sharing.
|Reasons we share your personal information||Does American Credit, Inc share?||Can you limit this sharing?|
|For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||Yes||No|
|For our marketing purposes—to offer our products and services to you||Yes||No|
|For joint marketing with other financial companies||Yes||No|
|For our affiliates' everyday business purposes—information about your transactions and experiences||Yes||No|
|For our affiliates' everyday business purposes—information about your creditworthiness||Yes||Yes|
|For nonaffiliates to market to you||No||We don't share|
To limit our sharing:
Call 855-904-0188 - our menu will prompt you through your choice(s).
Please note: If you are a new customer, we can begin sharing your information 45 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
American Credit, Inc (CFLL# 60DBO-78243. NMLS ID: 1686352. CDDTL# 10DBO-79389)
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We collect business owner's personal information in the business loan underwriting process, for example, when you:
We also collect your personal information from others, such as credit bureaus or other companies.
Federal law gives you the right to limit only:
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Your choices will apply to everyone on your account.
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
California Residents: California residents have the right to restrict the sharing of personal and financial information with our affiliates (companies we own or control) and outside companies that we do business with to provide financial products and services. Please read "Privacy Notice For California Residents" notice explaining your rights under California law.