Commercial Auto Loans

Commercial Auto Financing & Vehicle Loans for businesses

American Credit: Empowering Business Owners everyday with Commercial Auto Financing.

Reliable & consistently operational commercial vehicles is is imperative for your business. Commercial vehicles serve many purposes such as transporting goods, moving workers from Point A to Point B, or transporting equipment & supplies to job sites. If your commercial vehicles cause a delay in your business efficiency, customers will quickly move on to a competitor with better & reliable vehicles & equipment. There is no room for error.

American Credit understands your need for instant commercial auto financing to purchase new or used vehicles for your business. Read on and see how we help businesses like yours everyday with quick & simple commercial auto loans.

See How Fast We Can Get You Funded

American Credit Business loans the Difference You can Trust

Instant Commercial Truck Loans

Need to add a few commercial trucks to your small business? Interested in scaling your business with a large commercial truck fleet? Use your Commercial Auto Loan to purchase any commercial trucks for long haul or short haul, such as day cabs, sleeper trucks, flatbed trucks, refrigerated trucks, box trucks & more.

American Credit has over 20+ years of commercial auto financing experience. We work with you to understand your unique vehicle needs, and then secure quick funding so you can get back to work asap. Apply for your commercial auto loan today!

Commercial Auto Loans for Specialty Vehicles, Buses & Cargo Vans

Need financing for more specialized vocational commercial vehicles? American Credit helps you secure financing for speciality commercial vehicles everyday!

Use your Commercial Auto Financing to purchase vocational vehicles such as recycling haulers, cargo vans, charter buses, moving trucks, tanker trucks, tow trucks, scrap trucks, emergency vehicles, compactors, medium duty work trucks, shredder trucks, gas-equipped trucks and more!

Geared to Your Needs and Your Business

Rates starting as low as 8.5%

Great Fixed-Interest Rates for many industries

Terms from 12 - 84 months

Flexible repayment terms. Choose what works best for your needs.

Loans from $10K - $10M

Different loan amounts for business different needs.

Fully Digital Application

Fast & simple online application. Quick approval decision.

Possible funding in just 48 hours

Once approved, your funds are immediately sent to your bank.

Apply anytime 24/7

Apply from home anytime. Never drive to a bank again.

Commercial Auto Loan Requirements

Minimum loan requirements to expedite approval & secure quick funding.

Working Capital

Credit Score

580 FICO Score

Revenue

$15K a month / $180K a year

Time in Business

1-2 years

Equipment Financing

Credit Score

625 FICO Score

Revenue

$15K a month / $180K a year

Time in Business

1-2 years

Working Capital

Credit Score

580 FICO Score

Revenue

$15K a month / $180K a year

Time in Business

1-2 years

Equipment Financing

Credit Score

625 FICO Score

Revenue

$15K a month / $180K a year

Time in Business

1-2 years

photo Dr. Lei Li, CEO of American Credit, Inc., in blue suit smiling

American Credit: The Difference You Can Trust

Your business is not JUST a business. It’s YOURS. It’s your livelihood. It’s your passion. American Credit completely understands this. We help business owners just like you everyday, by taking a wholistic approach to business financing. Dr. Lei Li, PhD, CFA, & CEO of American Credit, is an Economist who uses his 20+ years of industry experience to help business owners achieve their American Dream: successful business ownership.

Whatever financial situation you’re in, American Credit has your back. Apply for your business loan today!

Call Lei

Service: 650-885-8055