Contractors Contractors

Loans for Contractors

Business Financing & Equipment Loans for Contractors

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American Credit: Empowering Contractors everyday.

Contractors carefully ensure every detail of a project successful, while overseeing big picture items of the property owner. There are many important moving parts to a build, leaving absolutely no room for error. American Credit understands contractors and their need for immediate contractor financing to ensure continued project success. Read on and see how we help contractors everyday.

Forklift Forklift

Instant Equipment Loans for Contractors

You’ve just landed the project of a lifetime, but need quick funds to purchase more equipment. We’ve got your back. Use your Contracting Equipment Loan to purchase any needed equipment, such as trailers, scissor lifts, one man lifts, dump trailers, forklifts, excavators & more!

American Credit understands the difficulties Contractors face. We work with you to understand your unique trucking equipment needs, and then secure quick funding so you can get back to work.

Contract Worker Contract Worker

Working Capital Solutions for Contractors

Maybe you received a sudden lucrative project, but can’t wait for delayed financing? Or maybe you need to purchase immediate supplies, as well as meet employee payroll? American Credit can fix any short-term or long-term financial difficulties you are facing. Call us to find out what working capital options are available to fix any situation your contracting business faces.

Geared to Your Needs and Your Business

Icon Rates starting as low as 4.5%

Great Fixed-Interest Rates for many industries

Icon Terms from 12 - 84 months

Flexible repayment terms. Choose what works best for your needs.

Icon Loans from $10K - $10M

Different loan amounts for business different needs.

Icon Fully Digital Application

Fast & simple online application. Quick approval decision.

Icon Possible funding in just 48 hours

Once approved, your funds are immediately sent to your bank.

Icon Apply anytime 24/7

Apply from home anytime. Never drive to a bank again.

Contracting Business Loan Requirements

Minimum loan requirements to expedite approval & secure quick funding.

Working Capital
Credit Score
580 FICO Score
Revenue
$15K a month / $180K a year
Time in Business
1-2 years
Equipment Financing
Credit Score
625 FICO Score
Revenue
$15K a month / $180K a year
Time in Business
1-2 years
Working Capital
Credit Score
580 FICO Score
Revenue
$15K a month / $180K a year
Time in Business
1-2 years
Equipment Financing
Credit Score
625 FICO Score
Revenue
$15K a month / $180K a year
Time in Business
1-2 years
photo Dr. Lei Li, CEO of American Credit, Inc., in blue suit smiling photo Dr. Lei Li, CEO of American Credit, Inc., in blue suit smiling

American Credit: The Difference You Can Trust

Your business is not JUST a business. It’s YOURS. It’s your livelihood. It’s your passion. American Credit completely understands this. We help business owners just like you everyday, by taking a wholistic approach to business financing. Dr. Lei Li, PhD, CFA, & CEO of American Credit, is an Economist who uses his 20+ years of industry experience to help business owners achieve their American Dream: successful business ownership.

Whatever financial situation you’re in, American Credit has your back. Apply for your business loan today!

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