Restaurant workers Restaurant workers

Restaurant Business Loans

Restaurant Business Financing & Equipment Loans

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American Credit: Empowering Restaurant owners everyday.

You’ve finally accomplished your dream of owning your own restaurant. Things are going great, then Covid hits. Life gets hard. Hiring & retaining employees, paying for needed restaurant equipment, and adjusting to rising food prices becomes overwhelming. American Credit understands restaurant owners and their need for immediate financing in an ever-changing world. Read on and see how we help restaurant owners everyday.

Restaurant machine Restaurant machine

Restaurant Equipment Loans

Use your Restaurant Equipment Loan to purchase any needed restaurant equipment, such as walk-in freezers, stoves, grills, broilers, commercial refrigeration equipment, ice makers, wash wear, ovens, friers & more!

American Credit understands the difficulties restaurant owners face. We work with you to understand your unique restaurant equipment needs, and then secure quick funding so you can get back to work.

Restaurant Workers Restaurant Workers

Restaurant Working Capital Solutions

American Credit can fix any short-term or long-term financial difficulties you are facing. Need help meeting employee payroll? Need quick financing due to unexpected food costs? Call us to find out what working capital options are available to fix any situation your restaurant faces.

Geared to Your Needs and Your Business

Icon Rates starting as low as 4.5%

Great Fixed-Interest Rates for many industries

Icon Terms from 12 - 84 months

Flexible repayment terms. Choose what works best for your needs.

Icon Loans from $10K - $10M

Different loan amounts for business different needs.

Icon Fully Digital Application

Fast & simple online application. Quick approval decision.

Icon Possible funding in just 48 hours

Once approved, your funds are immediately sent to your bank.

Icon Apply anytime 24/7

Apply from home anytime. Never drive to a bank again.

Restaurant Business Loan Requirements

Minimum loan requirements to expedite approval & secure quick funding.

Working Capital
Credit Score
580 FICO Score
Revenue
$15K a month / $180K a year
Time in Business
1-2 years
Equipment Financing
Credit Score
625 FICO Score
Revenue
$15K a month / $180K a year
Time in Business
1-2 years
Working Capital
Credit Score
580 FICO Score
Revenue
$15K a month / $180K a year
Time in Business
1-2 years
Equipment Financing
Credit Score
625 FICO Score
Revenue
$15K a month / $180K a year
Time in Business
1-2 years
photo Dr. Lei Li, CEO of American Credit, Inc., in blue suit smiling photo Dr. Lei Li, CEO of American Credit, Inc., in blue suit smiling

American Credit: The Difference You Can Trust

Your business is not JUST a business. It’s YOURS. It’s your livelihood. It’s your passion. American Credit completely understands this. We help business owners just like you everyday, by taking a wholistic approach to business financing. Dr. Lei Li, PhD, CFA, & CEO of American Credit, is an Economist who uses his 20+ years of industry experience to help business owners achieve their American Dream: successful business ownership.

Whatever financial situation you’re in, American Credit has your back. Apply for your business loan today!

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