Need Working Capital Term Loan
for your business?
We'll help you get the best financing for your business needs.
How much capital does your business need?
INTEREST RATES
starting at 7.99%
LOAN AMOUNTS
up to $500K
REPAYMENT TERMS
12 - 72 months
American Credit® Advantages
Licensed Lender
California Finance Lender Law License: 60DBO78243
AI-Fintech headquartered in Silicon Valley
AI-based Proprietary Loan Origination Platform
Asset-based Financing & SBA Loans
Affordable and Transparent
US Chamber of Commerce Member
Trust Worthy Champion of Small Businesses
Maximize your profitability with flexible equipment financing and asset-based loans
American Credit® Asset-Based Loans starting 8.5%
Better cash flow with invoice/AR financing
We understand where your time is best spent. So our application process takes almost no time at all. See how fast we make it.
Banks don’t understand how fleeting opportunities are. With a loan right now, we could upgrade our equipment and easily handle all the new business.
Drew Arcelay
President, South Field Construction Company
How American Credit works for you?
We know you want to stay focused on your business instead of burdensome applications or worrying about hidden costs. So we streamline our application process and bring the fast business loan to you. Here’s how it works:
Apply in minutes
Complete your application through our online portal, mobile app, or call us.
Pre-Qualify promptly
Your decision arrives in 48 hours or less.
Get funded fast
Once our verification process is completed, your money is available immediately.
American Credit: the difference you can trust
You work hard. We work hard. We share the same ethic. That’s why we go the extra mile to look at your situation and see if we can help. Unlike some business credit lenders who focus on FICO scores, we look at your business as a whole.
- Please consult with a tax professional for qualification and details.