Transportation Business Loans

Transportation Business Financing & Equipment Loans

American Credit: Empowering the Transportation Industry everyday.

You are constantly moving people or products from Point A to Point B - There’s no time to waste. Businesses rely on you to get the job done. However, life happens and issues arise such as mechanical breakdowns, employee payroll issues, rising insurance rates, or unexpected high fuel costs. That’s where we step in. American Credit can help any financial emergency with immediate financing.

Whether you transport goods via long haul trucking, or passengers via commercial passenger transit, we understand your industry needs. Read on and see how American Credit can help your business with a commercial transportation loan.

See How Fast We Can Get You Funded

American Credit Business loans the Difference You can Trust

Instant Transportation Equipment Loans

Need to quickly expand your long haul fleet with brand new trucks? Want to scale your commercial passenger transit business with a set of new charter buses? Use your transportation equipment loan to purchase trailers, semi-trucks, charter buses, freight-liners, moving trucks, box trucks, sleeper trucks, limousines, and more!

American Credit understands the day-to-day difficulties the transportation industry faces. We work with you to understand your unique financial needs, and then secure quick funding so you can get back to work.

Transportation Working Capital Solutions

You receive an immediate & lucrative order request that is too good to turn down. Are you equipped financially to take on this sudden, but important order? Do you have the manpower, fleet, and other supplies or repair funds needed on such short notice? Keep in mind, your response to this client could make or break your business for years to come.

Let American Credit increase your financial budget with a working capital loan for your transportation business, so you can fix any sudden surprises asap.

Geared to Your Needs and Your Business

Rates starting as low as 8.5%

Great Fixed-Interest Rates for many industries

Terms from 12 - 84 months

Flexible repayment terms. Choose what works best for your needs.

Loans from $10K - $10M

Different loan amounts for business different needs.

Fully Digital Application

Fast & simple online application. Quick approval decision.

Possible funding in just 48 hours

Once approved, your funds are immediately sent to your bank.

Apply anytime 24/7

Apply from home anytime. Never drive to a bank again.

Transportation Business Loan Requirements

Minimum loan requirements to expedite approval & secure quick funding.

Working Capital

Credit Score

580 FICO Score

Revenue

$15K a month / $180K a year

Time in Business

1-2 years

Equipment Financing

Credit Score

625 FICO Score

Revenue

$15K a month / $180K a year

Time in Business

1-2 years

Working Capital

Credit Score

580 FICO Score

Revenue

$15K a month / $180K a year

Time in Business

1-2 years

Equipment Financing

Credit Score

625 FICO Score

Revenue

$15K a month / $180K a year

Time in Business

1-2 years

photo Dr. Lei Li, CEO of American Credit, Inc., in blue suit smiling

American Credit: The Difference You Can Trust

Your business is not JUST a business. It’s YOURS. It’s your livelihood. It’s your passion. American Credit completely understands this. We help business owners just like you everyday, by taking a wholistic approach to business financing. Dr. Lei Li, PhD, CFA, & CEO of American Credit, is an Economist who uses his 20+ years of industry experience to help business owners achieve their American Dream: successful business ownership.

Whatever financial situation you’re in, American Credit has your back. Apply for your business loan today!

Call Lei

Service: 650-885-8055