Man next to the excavator Man next to the excavator

Excavator Financing

Business Loans for Excavation Equipment

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American Credit: Empowering Excavator Operators everyday.

Excavation is the lifeblood of a construction site. Whether you’re working on a house project, road construction, or larger job, you need a trustworthy Excavator. Crews count on their excavators to dig, break, and lift all types of material at a moments notice. Excavators usually last between 7,000 and 10,000 hours, so it’s important to have immediate financing to find a quick replacement. Read on and see how American Credit helps business owners purchase Excavation equipment with quick funding.

Excavation machine Excavation machine

Instant Excavation Equipment Loans

Use your Excavation Equipment Loan to purchase any needed equipment, such as crawler excavators, dragline excavators, suction excavators, skid steer excavators, track frames, hydraulic cylinders, buckets & more! When you talk with our lending experts, you will be speaking to lending experts who are extremely knowledgeable about the excavation industry’s exact needs.

American Credit understands the difficulties the excavation industry faces. We work with you to understand your unique equipment needs, and then secure quick funding so you can get back to work.

Excavation Worker Excavation Worker

Working Capital Solutions for Excavator Operators

Received a sudden lucrative project, but can’t wait for delayed financing? Have an upcoming employee payroll deadline? American Credit can fix any short-term or long-term financial difficulties you are facing. Call us to find out what working capital options are available to fix any situation your excavation business faces.

Geared to Your Needs and Your Business

Icon Rates starting as low as 4.5%

Great Fixed-Interest Rates for many industries

Icon Terms from 12 - 84 months

Flexible repayment terms. Choose what works best for your needs.

Icon Loans from $10K - $10M

Different loan amounts for business different needs.

Icon Fully Digital Application

Fast & simple online application. Quick approval decision.

Icon Possible funding in just 48 hours

Once approved, your funds are immediately sent to your bank.

Icon Apply anytime 24/7

Apply from home anytime. Never drive to a bank again.

Excavator Financing Requirements

Minimum loan requirements to expedite approval & secure quick funding.

Working Capital
Credit Score
580 FICO Score
Revenue
$15K a month / $180K a year
Time in Business
1-2 years
Equipment Financing
Credit Score
625 FICO Score
Revenue
$15K a month / $180K a year
Time in Business
1-2 years
Working Capital
Credit Score
580 FICO Score
Revenue
$15K a month / $180K a year
Time in Business
1-2 years
Equipment Financing
Credit Score
625 FICO Score
Revenue
$15K a month / $180K a year
Time in Business
1-2 years
photo Dr. Lei Li, CEO of American Credit, Inc., in blue suit smiling photo Dr. Lei Li, CEO of American Credit, Inc., in blue suit smiling

American Credit: The Difference You Can Trust

Your business is not JUST a business. It’s YOURS. It’s your livelihood. It’s your passion. American Credit completely understands this. We help business owners just like you everyday, by taking a wholistic approach to business financing. Dr. Lei Li, PhD, CFA, & CEO of American Credit, is an Economist who uses his 20+ years of industry experience to help business owners achieve their American Dream: successful business ownership.

Whatever financial situation you’re in, American Credit has your back. Apply for your business loan today!

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