Need equipment financing
for your business?

We'll help you get the best financing for your business needs.

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How much capital does your business need?

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starting at 8.99%


up to $500K


12 - 72 months

Apply in less than 5 minutes

American Credit® Advantages

American Credit Licensed Lender

Licensed Lender

California Finance Lender Law License: 60DBO78243

American Credit Fintech based in Silicon Valle

AI-Fintech headquartered in Silicon Valley

AI-based Proprietary Loan Origination Platform

American Credit SBA Loans

Asset-based Financing & SBA Loans

Affordable and Transparent

American Credit US Chamber of Commerce Member

US Chamber of Commerce Member

Trust Worthy Champion of Small Businesses

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Maximize your profitability with flexible equipment financing and asset-based loans

American Credit® Asset-Based Loans starting 8.5%

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Better cash flow with invoice/AR financing

We understand where your time is best spent. So our application process takes almost no time at all. See how fast we make it.

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confident female business owner near factory equipment purchased with invoice financing
American Credit Equipment Financing Customer Vioce
American Credit customer voice quote

Banks don’t understand how fleeting opportunities are. With a loan right now, we could upgrade our equipment and easily handle all the new business.

Drew Arcelay
President, South Field Construction Company

Try us now. See how we get you the money fast. Get Started

How American Credit works for you?

We know you want to stay focused on your business instead of burdensome applications or worrying about hidden costs. So we streamline our application process and bring the fast business loan to you. Here’s how it works:

American Credit business loan apply in minutes

Apply in minutes

Complete your application through our online portal, mobile app, or call us.

American Credit business loan pre-qualify promptly

Pre-Qualify promptly

Your decision arrives in 48 hours or less.

American Credit business loan get funded fast

Get funded fast

Once our verification process is completed, your money is available immediately.

American Credit: the difference you can trust

You work hard. We work hard. We share the same ethic. That’s why we go the extra mile to look at your situation and see if we can help. Unlike some business credit lenders who focus on FICO scores, we look at your business as a whole.

photo Dr. Lei Li, CEO of American Credit, Inc., in blue suit smiling
  • Please consult with a tax professional for qualification and details.