The American
Credit® team

Get the credit you deserve from a lender you can trust. Get Started


American Credit Team Member Lei Li

One fine team, one great goal


Getting you the secured business loan you need is what we’re all about.

American Credit’s team is as diverse as the small business community it serves. We bring together a wide range of skills and personalities—all dedicated to delivering equipment loans and invoice/AR financing for your business, reflecting expertise in everything from finance, security and IT to support and customer service, our team members have one focus: You.




Meet the American Credit core team



Lei Li | American Credit

Dr. Lei Li
Founder and CEO

As a successful entrepreneur, economist and academician, American Credit founder, Lei has an intimate knowledge of business finance and capital markets. As such, he has a profound commitment to supporting business lending in our economy—reflected in American Credit’s dedication to ensuring that no business is left behind when it requires business credits.


Before American Credit, Lei was the Chairman of the Board at Beijing Summit Capital. He has served as General Manager of the Treasury and Capital Market Department at China Everbright Bank and was a senior officer at the Treasury Capital Market Department at GE Capital in New York. Lei received his PhD in Economics from the University of Pittsburgh and is a CFA charter holder with deep experience in banking and capital markets.

Lei’s career highlights include:

  • • Five years as head of the Treasury & Capital Market Department at China Everbright Bank (a $300 billion portfolio)

  • • Creating the first fixed-income derivative trading desk in China at China Everbright Bank

  • • Senior Analyst and Quant Research Officer at GE Capital and FHLBNY

  • • Establishing the first high-frequency program trading platform in China, with a focus on CSI300 Index futures

  • • Adjunct assistant professor at the University of Pittsburgh, Carnegie Mellon and Rutgers University

Profile in LinkedIn

American Credit Team Customer Voice
American Credit Team Customer Voice Quote

I need to spend my time meeting customers’ expectations, not on lengthy loan applications.



Laurie Townsend
Account Receivable Manager, Lone Star Uniform Services

Try us now. See how we get you the money fast. Get Started